We understand that accepting help can feel like a big step, but having the right support to maintain your independence is often more affordable than you might think, especially when a higher level of care is required. It also offers greater flexibility, as care is tailored to your routine rather than being limited to specific visit times. There may be financial support available to help cover the cost of care. If you’re over 18 and need assistance with personal care, you may be eligible for funding through your local authority, depending on their assessment criteria. Additionally, the NHS Continuing Care Team may help cover costs if your care needs meet their requirements.
If you require ongoing, comprehensive care, we recommend getting a careneeds assessment from your local authority to see if you qualify for funding.If you're not eligible for full funding, or if the local authority can onlyprovide partial support, there are several alternative options. In some cases,NHS funding may be available if your care needs fall under their continuingcare criteria.We always suggest seeking advice from your local authority’s social careteam. There are various financial schemes available, and it’s essential tochoose one that fits your individual financial situation. Independent advicefrom organisations such as the Society of Later Life Advisors (SOLLA), Age UK,MENCAP, Citizens Advice Bureau, or a solicitor can guide you through youroptions.
Please be aware that VitalCare staff are not qualified to provide financial advice. It’s important to consider options like inheritance tax planning and care fees annuities when discussing your long-term care needs with a financial advisor
